Could your employee benefits work harder for your business?
A consultative assessment for employers with roughly 20 to 250 employees. Answer a short set of questions and receive your complimentary 21Benefits Employer Benefits Opportunity Report.
18 short questions.
No obligation, no coverage bound.
Carrier-neutral by design
No single-carrier dependence. Programs can evolve as your workforce, budget, and goals change.
18 questions, about 4 minutes
A short guided conversation replaces the long intake form — and produces a written report.
Health, retirement, executive
One review across medical funding, 401(k) design, key-employee planning, and continuity.
Five stages, one written report.
- Stage 01
Company Profile
Size, industry, locations, and how your workforce is structured today.
- Stage 02
Employee Benefits
What you offer now, what it costs, and where employees feel the gaps.
- Stage 03
Retirement Plan Review
Plan type, participation, fees, and fiduciary oversight.
- Stage 04
Owner, Executive & Key-Employee Planning
Owner and key-employee rewards, retention, and business continuity.
- Stage 05
Preliminary Results
A written opportunity report generated from your own answers.
Built for how your workforce actually works.
Benefit programs designed to fit tight margins, variable staffing, and multi-location teams — with participation models that don't add administrative burden.
Small & mid-size employers
Options that respect tight margins and variable staffing, including bill-to-home programs for the smallest groups.
Multi-location & franchise groups
Consistent programs with the flexibility to vary by location, role, or class of employee.
Larger and multi-state groups
Scalable design supported by a national service model and licensed support in every state.
1099, seasonal & part-time
Optional participation models that extend coverage access without employer administration.
A structured program, not a one-off quote.
Every engagement follows the same disciplined path — from design through ongoing market review.
- 01
Program design
Align benefits to your workforce demographics, budget, and goals.
- 02
Launch & communication
A clear rollout employees actually understand and use.
- 03
Employee support
Licensed support and guided enrollment, nationwide.
- 04
Ongoing oversight
Annual market review and continued program optimization.
John L. Daly, J.D., LIC
21Benefits is led by a licensed insurance professional and non-practicing attorney with decades of experience designing and administering tailored benefit programs for employers of all sizes, with a consistent focus on governance, regulatory compliance, and long-term sustainability.
Previously an owner and Executive Vice President of the Life & Benefits Division at Daly Merritt Insurance — a Michigan-based independent agency with roots dating to 1928, later acquired by AssuredPartners, now a Gallagher company.
- Reduced administrative burden on staff
- Consistent, licensed support across all states
- Options across health, retirement, and executive planning
- Ongoing market review and program optimization
See where your benefits program stands.
Answer a short set of questions and receive a complimentary, AI-personalized Employer Benefits Opportunity Report. Stop at any checkpoint — or keep going for a sharper match.
Your responses will be used to prepare your assessment and connect you with an appropriately licensed 21Benefits professional. Completing this assessment does not apply for, bind, or change insurance coverage.